This book deals with risk management and the organisation of banking in Swedish savings banks with reference to the development in other European countries. The period of analysis begins with the establishment of the first savings banks in 1820 and ends in 1910. During this period banking developed as a well-functioning system for deposits and credits. The book focuses on this development from a theoretical perspective connected to risk management and the role of trust and legitimacy in the development of credits as well as savings. The analysis deals with the overall development of the Swedish banking system and the role of the savings banks as well as these banks connections with different groups of customers. Of interest to financial historians, academics, and researchers, it also analyses the role of insider banking and practical aspects of the granting of credits, such as the use of collaterals and the level of interest rates to compensate higher risks.

Book Information
ISBN 9783030807740
Author Mats Larsson
Format Hardback
Page Count 140
Imprint Springer Nature Switzerland AG
Publisher Springer Nature Switzerland AG
Weight(grams) 148g