Open Banking and Financial Inclusion enables readers to make informed decisions about open banking. Open Banking creates opportunities to develop more innovative products, increase customer satisfaction, and has the potential to open up access to financial services to those previously excluded and underbanked. Open Banking and Financial Inclusion reviews the opportunities, realities and limitations of open banking as it pertains to social inclusion, acknowledging the importance of impact and authenticity in ESG actions. It considers whether open banking is really working for the benefit of consumers by speaking to key people across the open banking, fintech and data sharing industry and also explores how banks and fintechs are measuring their social impact. Readers will gain insights from real people about their journey from financial exclusion to inclusion, and the part played by open banking. They will also access case studies offering an in-depth picture of how open banking has developed in both emerging and developed markets and where open banking has been successful in promoting financial inclusion. Open Banking and Financial Inclusion investigates the ultimate intention of open banking and its lead up to open finance.

About the Author
Ellie Duncan is a financial journalist and Head of Content at Open Banking Expo, based in London, UK. She hosts the Open Banking Expo Unplugged podcast and Open Banking Expo TV. She is a former features editor at the Financial Times and has written for titles including Investment Week, Net Zero Investor, Ignites Europe and Portfolio Adviser. She is an experienced broadcast journalist who has moderated webcasts for a number of FT titles, including FundFire and Ignites US.

Reviews
"Ellie Duncan skilfully explains the impact of financial exclusion for all economies - whether as a result of geography, race, gender, education or employment status - and examines what different jurisdictions are doing to minimise its impact. For those of us who believe that open banking should ultimately improve the lives of all consumers, Open Banking and Financial Inclusion is a well-researched and much needed study." * David Beardmore, Ecosystems Development Director, Raidiam *
"This book is an essential read for anyone looking to understand the power and potential of open banking through the eyes of financial inclusion. It's a well-crafted narrative of how we arrived where we are today." * Carrie Forbes, Chief Executive Officer, League Data *
"Open Banking and Financial Inclusion assess the worldwide open banking regimes and how they may help financial inclusion across the globe with a very objective eye. I applaud Ellie Duncan's efforts to create this study and share a range of potential outcomes from real-world experience." * Simon Lyons, Chief Strategy Officer, obconnect *
"If you want to know about the drivers for open banking, this book is for you. If you want to know about the implementation of open banking, this book is for you. If you want to know about financial exclusion and gender inequality, this book is for you." * Nilixa Devlukia, Chair, Open Finance Association *
"Open banking has the potential to be the largest transformation in the history of financial services. But why has it been slow to roll out in some countries, and has it helped the unbanked in those that have? Ellie Duncan takes the reader on a deep dive to find out. An excellent resource to understand the key challenges and opportunities on the journey towards open banking." * Kelly Stanley, Co-founder, Open Banking Expo *



Book Information
ISBN 9781398612402
Author Ellie Duncan
Format Paperback
Page Count 264
Imprint Kogan Page Ltd
Publisher Kogan Page Ltd