Questions about the mortgage process seem so complex and intimidating, yet they must be worked through achieve the American Dream of home ownership. Thankfully, this guide eliminates the confusion and stress with clear-cut answers to all your questions.

How much house can you afford (or not afford)? Is every mortgage loan the same, or are there specifics to look for that meet your individual needs? How can you increase your chances of getting those almost unbelievable rates you see banks advertising? Is there any end to the paperwork? Because unless you're sitting on a pile of cash, chances are you'll need to take out a mortgage when you're ready to buy your next home.

In Mortgages 101, you will find the latest information on:

• Application procedures
• Online lenders
• New loan and government programs
• Qualifying requirements
• Zero-down options
• Guidelines for self-employed borrowers

In this one-stop reference, find everything you need to know from a wide range of mortgage topics. From negotiating the best deal to saving on closing costs, Mortgages 101 supplies the answers and assistance for everything you need until the day you walk through your new front door!

About the Author
David Reed (Austin, TX) is a veteran mortgage banker who has closed more than 1,000 mortgages. He is a columnist for Realty Times and Mortgage Originator Magazine and is a member of the Mortgage Speakers Bureau. He is the author of Mortgages 101 (0-8144-7245-1), Who Says You Can't Buy a Home (0-8144-7340-7), and Mortgage Confidential (0-8144-7369-5).


Book Information
ISBN 9780814438749
Author David Reed
Format Paperback
Page Count 320
Imprint Amacom
Publisher HarperCollins Focus
Weight(grams) 335g
Dimensions(mm) 229mm * 152mm * 19mm